Utah and the Dakotas Amongst States With the Fewest Auto Associated Scams

Whether or not it is wiring cash to lengthy misplaced family in Africa, sending a cash order to U.S. Marshals Service to keep away from being arrested, or turning into the sufferer of a crash-for-cash automotive insurance coverage scheme, scams are seemingly round each nook.

However these grifts are extra prevalent in some areas of the nation than others. Hundreds of individuals report auto-related scams to the Federal Commerce Fee (FTC) annually, and Buyautoinsurance.com used that knowledge to slender down the highest ten states with the bottom quantity of scams.

So as to decide the outcomes, researchers pulled the most recent knowledge from the FTC, which encompassed all of 2021. They calculated the variety of auto-related instances by state utilizing the chances and rip-off case numbers over the three-quarters of annual knowledge supplied by the FTC.

To verify the variety of instances had been related to the variety of state occupants, Buyautoinsurance.com’s researchers used resident knowledge from the Census Bureau to calculate the speed of auto-related instances per 1,000 residents.

10. Utah

Utah had a complete of 723 auto associated scams reported, which is 22.6 per 1,000 residents. On common that is about 80 instances per thirty days all through the 9 month interval. In comparison with the 25,304 complete rip-off studies in Utah, auto-related studies solely made up 2.8 p.c of all studies.

9. Michigan

Though Michigan averages out to 21.1 auto scams per 1,000 residents, the state reported 2,112 scams. Total, auto-related instances made up simply 2.5 p.c of the 83,517 complete studies in Michigan.

States situated within the Northwest are the least prone to have reported auto-related scams.
Justin Sullivan/Getty Photographs

8. Hawaii

Hawaii solely reported 295 complete auto-related scams within the 9 month interval which calculates to twenty.8 per 1,000 residents. Auto scams made of two.4 p.c of the islands’ 11,901 complete scams in 9 months.

7. Montana

Montana had only a few auto-related instances reported at simply 94 studies and a charge of 20.4 studies per 1,000 residents. Nonetheless, scams within the state are quite low with 7,963 reported in 9 months. Auto associated studies accounted for two.8 p.c.

6. Maine

Maine can be a state with a low variety of rip-off studies. It is 261 auto-related rip-off studies account for lower than three p.c of all rip-off studies within the state. This comes out to 19.4 auto-related instances per 1,000 residents.

5. Nebraska

Nebraska trails carefully behind with 19.1 auto associated studies per 1,000 residents. The 369 auto scams account for 3 p.c of the state’s 12,107 complete scams.

4. Minnesota

With a charge of 18.8 auto-related studies per 1,000 residents, Minnesota is available in at quantity 4. Though 1,058 auto-related studies could appear excessive for this half of the checklist, it solely makes up 2.4 p.c of Minnesota’s 43,329 complete rip-off studies.

3. Iowa

Regardless of Iowa’s 18,539 rip-off instances, solely 551 had been auto associated accounting for simply 2.9 p.c of the case. This calculates to a charge of 17.5 auto-related studies per 1,000 residents.

2. North Dakota

North Dakota solely had a complete of 121 auto-related studies within the 9 month interval. That could be a charge of 16 instances per 1,000 residents. That is one other state with a low rip-off charge with simply 4,497 studies, so auto-related instances solely made up 2.6 p.c of complete studies in North Dakota.

1. South Dakota

The primary state the place you’re least prone to be a sufferer of an auto-related rip-off is South Dakota. It had the bottom charge of auto-related studies per 1,000 residents on this checklist — solely 14 studies per 1,000 residents and 124 studies complete.

South Dakota reported a complete of 4,323 rip-off studies and auto associated scams contributed 2.8 p.c to the entire.

On the whole, auto-related rip-off studies within the 10 finest states solely made up 5.8 p.c of the 99,415 complete auto associated scams within the U.S. in the course of the 9 months.

No matter whether or not you reside in a high-risk or low-risk state, doing analysis earlier than shopping for a automotive or visiting a store will make it easier to see by means of potential scams.

In the event you suppose you’ve got been the sufferer of fraud, you may name your state’s fraud hotline. You may as well go to your state’s fraud web site to be taught extra about tips on how to report insurance coverage frauds and what are the most typical sorts to be looking out for.